Trusted by American Families

Budgeting That Actually Works

Connect your Chase, Bank of America, Capital One, and other US accounts. See where every dollar goes with automatic transaction categorization and smart budget alerts.

Auto-categorizes transactions from Chase, Capital One, Citi, Amazon, Walmart, Target, and thousands of US merchants.

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Budgeting App for USA

See Wealthi AI in Action

Scroll through each feature with interactive animations

Auto-Categorize US Transactions

Auto-Categorize US Transactions

Transactions from Amazon, Walmart, Target, Costco, Uber, and thousands of US merchants are automatically recognized and categorized.

Smart Budget Alerts

Smart Budget Alerts

Set monthly limits for groceries, dining, gas, entertainment, and any other category. Get notified before you overspend.

All Cards, One View

All Cards, One View

Track spending across all your bank accounts, credit cards, and debit cards. No more logging into Chase, Citi, and Capital One separately.

AI Budget Coaching

AI Budget Coaching

Ask the AI 'Where can I cut spending?' or 'How much am I saving each month?' and get personalized, data-driven recommendations.

Common Questions

Budgeting App for USA — FAQ

What is the best budgeting app in the US?

Wealthi AI stands out as a budgeting app because it connects to 5,000+ US banks and automatically categorizes every transaction. Unlike manual budgeting apps where you log receipts, Wealthi AI pulls data directly from Chase, Bank of America, Capital One, and your other accounts. It recognizes US merchants like Amazon, Walmart, and Target, and includes AI insights to help you optimize spending.

Does it work with my US bank?

Almost certainly yes. Wealthi AI supports 5,000+ US financial institutions through Plaid, including Chase, Bank of America, Wells Fargo, Citi, Capital One, PNC, US Bank, Ally, SoFi, and thousands of credit unions. If your bank has online banking, Wealthi AI can likely connect to it.

Can I budget across multiple bank accounts and credit cards?

Yes. Wealthi AI aggregates transactions from all your connected accounts into a single budget view. Whether you use Chase for checking, Citi for your credit card, and Ally for savings — all spending is tracked in one unified dashboard with automatic categorization.

Is Wealthi AI free?

Yes. Wealthi AI is free to use until January 1, 2027, including automatic bank syncing for up to 3 US bank connections, brokerage and crypto tracking, and AI analytics. No credit card needed to start. Paid plans are coming soon.

Free to Start

Build a Budget That Sticks

Connect your US bank accounts and credit cards. Wealthi AI auto-categorizes every transaction so you always know where your dollars go.

No credit card required5,000+ US banks401(k) & IRA trackingAES-256 encryption